One level living Plus income generating apartment in the Oyster River School district! This lovely 4 bedroom 2. 5 bath ranch is nestled on a beautiful 1. 9 acre lot. The main home is characterized by an open-concept kitchen/dining area with quartz countertops and custom pantry storage. Three bedrooms are complemented by a first floor laundry and a versatile mudroom/exercise space directly off the 2 car attached garage. The third bedroom or office has its own 1/2 bath and outdoor access. A spacious cathedral family room flows seamlessly into a 10 x 20 screened porch and a large deck, ideal for outdoor gatherings. This property also includes a beautiful fully finished in-law apartment that complies with town ADU regulations and currently covers property taxes twice over! With its eat-in kitchen, spacious bedroom, full bath, sunlit living room with wood stove and direct access to the outdoor patio, this comfortable and separate living space is also suitable for multigenerational households. Enjoy privacy behind the wrought iron gated driveway, and amidst the 20+ mature spruce trees thoughtfully planted to create a wildlife habitat. Additional features include a garden shed, invisible dog fence, enclosed play yard and easy access to routes 125, 155 and 4. Showings begin by appointment Thursday 1/23 from 2-4pm Open house Sunday 1/26 from 1-3pm SELLER HAS REQUESTED AN OFFER DEADLINE OF TUESDAY Jan 28th AT 7PM. Thank you!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $507,200 | $507,200 | $507,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $860 | $860 | $860 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,374 | $3,417 | $4,349 |
Total Monthly Payment | $4,326 | $4,369 | $5,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.