Welcome to this delightful, newly renovated home located on a peaceful street in Holtsville. This charming property offers 4 bedrooms and 2 bathrooms, providing the perfect combination of comfort and modern convenience for your lifestyle. The first floor features a bright and inviting living room and dining room, filled with natural light, creating a warm and welcoming atmosphere. The beautiful kitchen boasts an island, ideal for meal preparation and casual gatherings. Additionally, the main floor includes a spacious bedroom and a full bathroom, offering flexibility for guests or a home office. On the second level, you’ll find three bedrooms, each with comfortable layouts, and a hallway bathroom designed to accommodate the needs of a busy household. The entire home has been upgraded with new flooring throughout, adding a fresh and contemporary feel. This property has been updated with a newer roof, gutters, vinyl siding, fence, and patio, ensuring both style and durability. The kitchen features a new refrigerator, while the two-zone heating system and single-zone central air conditioning provide year-round comfort. An upgraded 200-amp electric system ensures that the home is equipped to meet all modern needs. With lower property taxes and move-in readiness, this home offers the perfect opportunity to settle into the desirable Holtsville community. Waiting for you to move in and enjoy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $901 | $901 | $901 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,416 | $3,456 | $4,423 |
Total Monthly Payment | $4,409 | $4,449 | $5,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.