314 Shore DRIVE E, Oldsmar, FL, 34677 | $1,650,000

Welcome to Waterfront Paradise!

This stunningly renovated stilt home offers breathtaking views of Old Tampa Bay from every angle. Situated on a spacious . 67-acre lot, this property boasts a unique blend of classic charm and modern luxury.

Interior Highlights:

Gourmet Kitchen: Featuring top-of-the-line GE appliances, including an induction cooktop, dishwasher, disposal, microwave, and refrigerator with an external water/ice dispenser.

Luxurious Bathrooms have been completely renovated with modern fixtures and finishes.

Spacious Bedrooms: All four bedrooms face the captivating bay views. One bedroom includes a built-in convertible queen-size Murphy bed/office wall unit, providing versatility and maximizing space.

Four-Season Room: Enjoy year-round comfort in the spacious four-season room with remote-controlled blinds and an LG dual inverter split unit for efficient heating and cooling (recently installed).

Smart Home Features: Experience the convenience of a Control 4 system that seamlessly controls lights, audio, and TV throughout the home.

Energy Efficiency: 40 solar panels significantly reduce energy costs, with an average monthly TECO electric bill of only $35.

Additional Features:

Tankless water heater

Water softener and conditioner

Laundry room with gas dryer, electric washer, wash basin, cabinets, and broom closet

Wine & Coffee bar with wine fridge and Insta-hot water/sink

Bonus area on the lower level for play and relaxation with 1. 5 bathrooms

Exterior Features:

Waterfront Oasis: Observation dock, perfect for enjoying picturesque sunsets.

Enjoy viewing local wildlife; Dolphins, birds and occasional Manatees and Bald Eagle

Sparkling pool

Hookup for an above-ground spa

Peace of Mind:

Hurricane-resistant windows, doors, and garage doors (2004)

2-car garage with an EV charging plug

ADT security system with cameras

Landscaping:

Full lawn irrigation system

Maintenance:

Assumable flood insurance ($905/yr)

Assumable Terminix termite 10-year warranty

Don't miss this opportunity to experience the ultimate waterfront lifestyle!
All appliances, fans, and lighting will remain.
Seating around the long island in the kitchen will remain.
Schedule your private showing today!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 128 x 227
  • Laundry: Inside
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,886
  • Acreage: 0.61
  • Lot Size: 128 x 227
  • Est. Taxes: $6,512
  • Elem. School: Oldsmar Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: TB8341679
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8341679/314shoredrivee_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/24/2025 7:17:09 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

314 Shore DRIVE E, Oldsmar, FL, 34677

$1,650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,320,000 $1,320,000 $1,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.148% 6.760% 6.806%
Monthly Tax Payment $543 $543 $543
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,671 $8,452 $11,590
Total Monthly Payment $9,339 $9,120 $12,258

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.