This frame and stucco Brooks Construction home was completed in Feb 2024 and under builder warranty until Feb 2025. This home boasts granite countertops in the kitchen, upgraded stainless appliances, and ceramic tile throughout. Bathrooms are ceramic tile with glass tile accents. The well water is so pure that no water softener is needed! The lot is a large . 99 acre and measures 135x320 in an excellent neighborhood. A new fire pit area with seating doubles as balance beams, trees for a swing, and trees for a hammock. The sides of the house are fenced with a gate. This is an excellent starter home or an AirB&B due to being located just 5 miles from the entrance to Rainbow Springs State Park with new furniture negotiable with the sale. The house is also wired with Xfinity high speed internet, with speeds up to 1 Gb.
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$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $31 | $31 | $31 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,379 | $1,377 | $1,777 |
Total Monthly Payment | $1,485 | $1,483 | $1,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.