Discover the potential of this charming 3-bedroom, 1-bathroom home, ideally situated on a corner lot at 10591 116th Terrace in Largo, Florida. With 794 square feet of well-designed living space, this residence offers a functional layout that maximizes every inch. The interior features tile flooring throughout, providing a cohesive and low-maintenance environment. A utility room, accessible from the covered porch, adds convenience to daily living. The fenced yard offers privacy and a secure space for outdoor activities as well as a quaint patio.
While the home requires some updates, it presents a fantastic opportunity for customization and value enhancement. A little effort can transform this property into a comfortable and personalized living space.
This property is ideally located near several parks, including Largo Central Park, a 70-acre urban park featuring playgrounds, picnic pavilions, and a performing arts center; George C. McGough Nature Park, also known as "Turtle Park, " which offers walking trails, a nature center, and abundant wildlife; and Ridgecrest Park, a 23-acre park with a lake for fishing, playgrounds, and picnic facilities.
Additionally, the home is conveniently located approximately 20 minutes from the Gulf beaches, 25 minutes from downtown St. Petersburg, and 35 minutes from downtown Tampa, providing easy access to a variety of dining, shopping, and entertainment options. Embrace the chance to make this house your own and enjoy all that the vibrant Largo community has to offer. Property is sold as-is. Buyers to verify all facts pertinent to their purchase decision. Information provided is believed to be accurate but is not guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,401 | $1,783 |
Total Monthly Payment | $1,682 | $1,700 | $2,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.