Believe your eyes! This 5-bedroom, 3 full bathroom, 2, 979 interior square foot property serenely sitting on a 0. 40-acre CORNER LOT is among the best properties that Stony Brook has to offer. This home, located in the S-section of the neighborhood, flaunts BRAND-NEW floors all throughout the main level and BRAND-NEW carpet all throughout the second level. The property is also NEWLY painted a calming white hue and has several BRAND-NEW windows. Every room is massive, including the NEWLY insulated walk-in attic with an abundance of storage. The eat-in kitchen has double glass doors leading to the backyard and is so large that the eating area can easily serve as a second dining room or accommodate any other need the purchaser may have for such a large multifunctional space. The expansive living room showcases a gorgeous wood burning fireplace perfect for cozying up to on wintry, cold nights. The property also boasts a main floor primary bedroom with ensuite and there is an equally convenient second bedroom and additional full bathroom on the main floor as well. The second floor features three large bedrooms, a full bathroom and the spacious walk-in attic. The home’s mechanics are equally desirable: a BRAND-NEW boiler was installed just two months ago and the property is outfitted with a central HVAC ductwork. The 2-car garage and 4-car driveway provide ample parking for all household members. This home is close to Stony Brook’s historic shopping areas, Smith Haven Mall and Stony Brook Square, where you can find big retail stores (Target, Home Depot, Staples, Macy’s, etc. ) and boutique shops to meet all your shopping and household needs. For school aged family members, the famed Three Village school district provides added appeal to this splendid property. For the college-bound residents, internationally recognized Stony Brook University, ranked #1 public university, is just 5 minutes away. With a school this reputable and a house this large, who needs to “go away” for college? For the work commuters in the family, the LIRR St. James or Stony Brook stations make getting to and from work convenient. With low market inventory in this neighborhood and all of the magnificent features this home and location have to offer, need I say just how happy the new owner of this wonderful property will be?
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $601,600 | $601,600 | $601,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $1,493 | $1,493 | $1,493 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,002 | $3,998 | $5,158 |
Total Monthly Payment | $5,587 | $5,583 | $6,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.