Tucked away on a quiet street in the sought-after Shippan neighborhood, this home has been lovingly maintained by its current owner for over 50 years. This move-in ready property offers an open floor plan on the main level with plenty of living space, dramatic vaulted ceilings in the living and dining rooms, and access to the large back deck. The kitchen embraces the mid-century modern flair of the home and has plenty of work and storage space. Three bedrooms and two updated bathrooms complete this floor. The lower level, completely above grade, features a large family room with fireplace, a fourth bedroom, full bathroom, an office, laundry, and access to the oversized 2-car garage. Freshly painted throughout, this is the perfect way to get your foot in the door of this amazing neighborhood, within easy reach of Stamford train station (50 minutes to NYC!) and all downtown shops and restaurants. Enjoy the unique traditions and camaraderie of this special enclave, within steps of Long Island Sound yet safely outside the flood zone. The homeowner believes that the square footage on the lower level has been understated in the town records and that the overall heated/finished square footage is larger - closer to 2, 000 sq. ft.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Main |
Bedroom 2 | Hardwood Floor | 11.0 x 12.0 | Main |
Bedroom 3 | 11.0 x 12.0 | Lower | |
Dining Room | Vaulted Ceiling,Sliders,Hardwood Floor | 12.0 x 12.0 | Main |
Eat-In Kitchen | Breakfast Bar,Hardwood Floor | 12.0 x 12.0 | Main |
Family Room | Fireplace,Sliders | 13.0 x 20.0 | Lower |
Living Room | Vaulted Ceiling,Hardwood Floor | 12.0 x 14.0 | Main |
Office | 8.0 x 11.0 | Lower | |
Primary BR Suite | Full Bath,Hardwood Floor | 12.0 x 16.0 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $752,000 | $752,000 | $752,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.599% | 6.472% | 6.032% |
Monthly Tax Payment | $1,014 | $1,014 | $1,014 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,270 | $4,692 | $6,295 |
Total Monthly Payment | $5,376 | $5,798 | $7,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.