Welcome to this charming 3-bedroom, 1-bathroom home in the Hyde Park Central School District. Perfectly situated on a 0. 3-acre corner lot in a sought-after neighborhood, this property boasts a spacious, fenced-in backyard complete with a storage shed and a beautiful deck overlooking the private yard. Inside, you’ll find hardwood flooring throughout, adding warmth and character to the home. The large kitchen provides plenty of space for dining, making it ideal for casual meals or gatherings. Just off the kitchen is a three-season room, featuring a wood-burning stove that can heat the entire house during chilly days and nights. Upstairs, the three generously sized bedrooms feature ample closet space and ceiling fans. Downstairs is where you will find the laundry area and direct access to a large one car garage. This home is conveniently located near shopping and restaurants. While this home may need some updating, it has solid bones with tons of potential, ready to be personalized to suit your style and needs. Don’t miss this fantastic opportunity!
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $630 | $630 | $630 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,435 | $2,433 | $2,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.