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This beautiful home sits on a large corner lot that consist of . 36 acres in the sought after community of Spring Oaks. Patio area at the front entrance has tons of possibilities for your very own mini retreat for morning coffee and conversations. Double door entry leads you into the home that has a split floor plan. Beautiful laminate flooring throughout, except in the kitchen and bathrooms. The kitchen has been recently renovated with new cabinets, granite countertops, and a newly constructed large pantry. Both guest bathrooms and primary bathrooms have been renovated. The guest bathroom has a rainfall shower head. The guest bathroom opens up to the hallway and also to the second bedroom. Washer and Dryer hookups are in the over-sized garage. The primary bedroom has a walk-in closet. The plumbing on the wall between the bathroom and the closet was put there because the owner was planning to expand the bathroom to make it larger and put double vanities there. You'll enjoy the large screened-in patio. The yard has wood and chain link fencing. Newer windows. The electrical Panel updated. Plumbing updated. Roof 2018, AC 2014, Water Heater 2021, and Garage Door 2024. HOA is optional @ $30. 00 per year. Westmonte Recreation Center is a short walk. They have an outdoor pool with zero depth entry, open swim, class lanes, and lap lanes, a therapeutic pool and activity room where seniors can participate in chair yoga and Zumba, arts and crafts, games, educational and social events, pickleball, playground, pavilion, basketball, tennis, and a multi-purpose field. Wow. The trailhead for the 14-mile-long Seminole Wekiva Bike Trail is close by. Many options are close by shopping and dining. Sunland Park for tennis, playground, cookouts, and trail walking and Cranes Roost for walking and July 4th fireworks is nearby. Easy access to 434, 436, and I-4. A and B Seminole County School District.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,286 | $2,286 | $2,913 |
Total Monthly Payment | $2,725 | $2,725 | $3,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.