Welcome Home to 20 Lowery Avenue! Nestled in the highly sought-after Hathaway Oaks Subdivision in Lake Grove, this stunning 4-bedroom, 2. 5-bath Colonial is move-in ready and waiting for you! Boasting hardwood floors throughout, the home greets you with a grand entry foyer that flows into a spacious and inviting layout. The eat-in kitchen, featuring granite countertops and stainless steel appliances, is perfect for culinary enthusiasts. Entertain effortlessly in the formal dining room, relax in the formal living room, or gather by the fireplace in the cozy den/family room. Convenience abounds with a first-floor laundry room and half bath, while upstairs, the luxurious primary bedroom suite includes a walk-in closet and en-suite bath. Three additional bedrooms and a full bath complete the second floor. The full finished basement offers endless possibilities and ample storage. Additional highlights include: Central Air Conditioning (CAC), 3-zone heating and cooling, In-ground sprinklers (IGS), Fenced yard perfect for privacy and entertaining, Attached 2-car garage. Set in a neighborhood with underground utilities, this home combines charm, functionality, and convenience in one incredible package. Enjoy easy access to local parks, premier shopping, upscale dining, the LIE, LIRR, Whole Foods Market, Smith Haven Mall, and so much more. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.204% | 7.159% | 6.256% |
Monthly Tax Payment | $1,006 | $1,006 | $1,006 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,936 | $3,982 | $5,053 |
Total Monthly Payment | $5,034 | $5,080 | $6,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.