![]() |
Welcome to 89 Middle Road, a masterfully redesigned Colonial spanning over 8, 300 SF, situated in the prestigious Harbor Acres community of Sands Point, New York. This exceptional residence boasts sophisticated architectural elements, including custom millwork, blonde wood accents on the ceilings, expansive living spaces, and oversized windows that flood the home with natural light. The home features grand entertaining spaces, highlighted by a sunken chef's kitchen with a center island, rich wood cabinetry, and premium thick-cut countertops. Thoughtfully designed for modern living, there is a dedicated homework/crafts alcove, a spacious mudroom with built-in cubbies and a dog wash station, three well-appointed laundry areas, and a fully equipped, matted fitness room. With a total of 8 bedrooms and 11 bathrooms, this home includes a luxurious Primary Wing with a spa-inspired, oversized bath with a soaking tub and two walk-in closets. Each of the home's bedrooms is generously sized, offering ample storage and comfort. The partially finished walk-out basement provides additional living space, featuring a cozy den with a beautiful brick floor, a built-in wet bar, a large playroom, and a bonus flex space. Located at the end of a cul-de-sac and set on a meticulously landscaped 2-acre lot, the property is complete with a saltwater gunite pool with an automatic electric cover, a spacious outdoor slate patio, and a sunken tennis court. As part of the Harbor Acres community, residents also enjoy access to the private Beach Club and clay tennis courts. Conveniently located within the Port Washington Union Free School District, this home offers the perfect blend of luxury and lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$4,975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,980,000 | $3,980,000 | $3,980,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.599% | 6.472% | 6.032% |
Monthly Tax Payment | $4,384 | $4,384 | $4,384 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $22,598 | $24,830 | $33,317 |
Total Monthly Payment | $27,107 | $29,339 | $37,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.