Resort living in comfortable luxury with on-site marina plus beach access provided by a private ferry! This 3-bedroom 3-full bath waterfront condominium in the Placida Harbour Club has 18’ tile in the foyer and entry, wood floors and volume ceilings in the main living areas, and two bedrooms with two full baths. A large loft on the second level has an alcove area, closet, and full private bath, serving as an ideal space for a third bedroom, office or den. This top floor end unit is in a building with only 4 units and has elevator access. The large two car garage has added space for a golf cart or boat trailer plus enclosed locked storage. All hurricane impact windows throughout and electric roll down shutters on the water facing screened lanai plus a brand-new metal roof and air conditioner, both in 2024! The kitchen is open to the dining and living area with lots of natural light from the bay windows. Granite countertops with wine refrigerator and lots of cabinet space including a pantry. All bathrooms have been tastefully renovated with granite countertops and beautifully tiled showers. Watch the manatees who live in the Harbour with ICW views from the large screened and tiled lanai. The marina is on site and in the process of a major renovation with new seawall, docks, electric and dredging. Plans are available to view. There are three pools, tennis and pickleball courts, hot tub, fully equipped fitness center and a clubhouse which is available for special events to owners and their guests. What sets Placida Harbour amenities apart is the ferry to a private beach with day docks and a pool on Little Gasparilla Island. Truly a resort style community! Freshly painted inside as well as the exterior, plus the entire community is in the process of all new landscaping being installed, roads being paved and new and improved gate system for easy and safe access for you and your guests. Offered furnished.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,049,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $839,200 | $839,200 | $839,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 6.760% | 6.806% |
Monthly Tax Payment | $941 | $941 | $941 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,513 | $5,373 | $7,368 |
Total Monthly Payment | $6,579 | $6,439 | $8,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.