**THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** This fully turnkey, ground-floor corner condo offers a perfect blend of comfort and practicality. With 3 bedrooms, 2 bathrooms, and over 1, 300 sq ft of thoughtfully designed living space, this home is ready for you to move right in. Step inside to find a charming breakfast nook that flows into the well-equipped kitchen, featuring ample counter space and a built-in pantry for convenient storage. The breakfast bar overlooks a bright and airy main living area, enhanced by sliding glass doors that lead to the Florida room. Here, tranquil lake views and swaying palm trees provide the perfect backdrop for relaxation. Wake up to water views from the primary suite, which boasts two large windows, a spacious walk-in closet, and an ensuite bathroom. A split-bedroom layout ensures privacy for guests or family, with a second bedroom and bathroom tucked behind accordion doors, creating a private suite option. The third bedroom, located at the front of the unit, can easily adapt to suit your needs. Residents of Crystal Bay enjoy a community pool, pool house, serene lakefront views, and the convenience of having water, sewer, pest service, and trash included in the quarterly HOA. Nearby, historic downtown Punta Gorda offers a vibrant hub of activity with its picturesque waterfront parks, weekly farmers’ markets, boutique shops, and an array of restaurants serving everything from fresh seafood to international cuisine. For golf enthusiasts, the area is home to numerous top-rated courses, perfect for enjoying Florida’s year-round sunshine. Conveniently located near I-75, this condo provides seamless access to both Sarasota and Fort Myers, making day trips to attractions, stunning Gulf Coast beaches, and world-class shopping a breeze. Explore local favorites like Fishermen’s Village, a charming waterfront destination with unique shops, dining, and sunset cruises. Outdoor enthusiasts will appreciate the nearby nature trails, fishing spots, and opportunities for kayaking or boating along the Peace River.
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,440 |
Total Monthly Payment | $1,348 | $1,347 | $1,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.