**THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Welcome to your fully furnished, second-floor end unit condo in the gated community of Plaza De Flores on Palmer Ranch. This charming 2-bedroom, 2-bathroom unit offers a prime location with an assigned covered parking space just steps away and a welcoming courtyard entry. Upon entering, you'll be greeted by a spacious, open-concept living area with vaulted ceilings that create an airy and inviting atmosphere. The kitchen features ample counter and cabinet space, complemented by a closet pantry for additional storage. Step outside to your large, screened-in balcony—ideal for enjoying your morning coffee or enjoying meals, surrounded by mature trees. Inside, the high ceilings continue into the primary suite, where you'll find two walk-in closets and an ensuite bathroom complete with dual sinks and an elegant tile shower. On the opposite side of the unit, you'll find the spacious second bedroom, bathroom, and an in-unit laundry closet. Set within a beautifully maintained, gated community, Plaza De Flores boasts lush tropical landscaping and picturesque courtyards that create a peaceful, inviting ambiance. Residents have access to a range of exceptional amenities, including a refreshing pool, hot tub, tennis court, and charming gazebos. The clubhouse adds to the appeal with its fitness room, library, and fully-equipped kitchen. The location of this condo is ideal for those who enjoy outdoor recreation. You’re just moments away from the Legacy Trail, Oscar Scherer State Park, Myakka River State Park, and multiple kayak launch sites, offering endless opportunities to explore Florida’s stunning natural landscapes. With shopping, dining, and the vibrant cultural scene of downtown Sarasota and Gulf Gate, everything you need is within easy reach. When it comes to sunny beach days, Siesta Key, Lido Key, Nokomis, Venice, and Caspersen beaches all lie just a short drive away, each offering their own unique charm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,482 | $1,886 |
Total Monthly Payment | $1,775 | $1,793 | $2,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.