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4907 Floramar TERRACE, New Port Richey, FL, 34652 | $325,000
Welcome home to 4907 Floramar Terrace in Gulf Harbors, offering direct, unobstructed deep water Gulf Access! This As-Is coastal cottage was flooded in Hurricane Helene and has been demoed and cleaned and is ready for renovation. This 3 bedroom, 1 bath, 1, 147 sq. ft. Florida cottage can be brought back to its old charm. Featuring 45 feet of waterfront on the “Seafire Basin", this backyard can be your sanctuary with your boat moored on your 10K boat lift (electrical outlets were under water and may need to be replaced) and stationary dock with Trex planks (2005). Pavers lead you to the fenced backyard with lots of room to entertain simply relax and enjoy the visiting manatees, dolphins and sea life on your huge paved patio or around the fire pit. It’s like your own private retreat! Inside you’ll find an open floor plan, the custom kitchen was remodeled in 2020 with wood cabinetry and quartz countertops, and the cabinet maker says they can bring it back to match the uppers on request (ask for $8687 quote to replace!) and the quartz countertops were saved! Plantation shutters throughout! The pavered driveway leads to your entry and large outdoor storage room. The Gulf Harbors Civic Association is OPTIONAL and includes LOTS of perks including a neighborhood newsletter and a ton of fun planned events all year long to enjoy for $125 a year! The neighborhood also features a private, gated residents ONLY Beach Club for $200 a year which includes a 1/4 mile of white sandy beaches, chairs, cabanas, grills, and beach bathrooms! Your choice to join! Conveniently located off US 19, this home offers easy access to downtown New Port Richey, ensuring proximity to shopping, dining, and entertainment. Gulf Harbors is also golf cart friendly with fun parades to join in on all year! Be sure to check out the aerial video so you can see the ideal location of this boaters dream house! Schedule a viewing today and unlock the endless possibilities this home has to offer!
Features
- Amenities: Clubhouse, Optional Additional Fees
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full
- Laundry: Inside
- Year Built: 1960
- Garage: Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,147
- Acreage: 0.11
- Est. Taxes: $2,627
- HOA Fee: $125 Annually
- Lot Desc: Flood Insurance Required, FloodZone, In County, Irregular Lot, Landscaped, Level, Near Public Transit, Street One Way
- View: Water
- Elem. School: Mittye P. Locke-PO
- Middle School: Gulf Middle-PO
- High School: Gulf High-PO
- Pet Policy: Yes
- Appliances: None, Tankless Water Heater
- MLS#: W7871720
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/W7871720/4907floramarterrace_newportrichey_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY- PALM H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4907 Floramar TERRACE, New Port Richey, FL, 34652
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
| Monthly Tax Payment | $219 | $219 | $219 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,730 | $1,752 | $2,229 |
| Total Monthly Payment | $2,024 | $2,046 | $2,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388