2750 E Bay DRIVE, #3B, Largo, FL, 33771 | $129,900

STOP – This is IT - Move-in ready and brimming with charm, this ground-level condo in the sought-
after Bay Palms +55 community offers you a slice of paradise in Largo! Just bring your toothbrush and
settle into this fully furnished haven with a delightful Tommy Bahama feel. The 1-bedroom unit
features a beautifully updated galley kitchen complete with Whirlpool
appliances, seamlessly leading into a cozy living-dining area. Enjoy meals and conversation at the
high-top 4-seat table, the electric fireplace adds a nice glow, then relax in the living room area and
enjoy the custom decorator touches. The sofa is actually a sleep-sofa for when quests come to visit!
The spacious bedroom boasts a queen-sized bed, two generous closets. Step into the bright Florida
room with updated vinyl sliding windows, or unwind on the fabulous 25 x 8 open patio, complete with
a 3-burner gas grill, storage, and weather resistant outdoor furniture with vibrant custom cushions. Cream-
colored tile flooring throughout adds to the inviting ambiance of this 690 sq ft unit. Each unit has a
private, lockable storage shed for all the extra stuff! The laundry room is just next door, and the pool
area and rec center are just steps away. This private, well-managed community permits limited
rentals one year after purchase (sorry, no pets) and is a land lease community with a low monthly fee
of less than $400. Rest easy knowing there’s no flood risk, no evac orders, and no recent damage.
Conveniently located to walk, access public transportation, and close to everything! Don’t miss your
chance to make this dreamy retreat your own—schedule your viewing today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Same Floor As Condo Unit
  • Complex: BAY PALMS CONDO
  • Year Built: 1971
  • Common Charge: $395 Monthly
  • Approx Sq. Feet: 690
  • Acreage: 2.1
  • Est. Taxes: $1,287
  • Lot Desc: Cul-De-Sac, Landscaped, Near Public Transit, Sidewalk, Street Dead-End
  • View: Garden, Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8340643
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8340643/2750ebaydrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/24/2025 3:48:39 AM)
Listing courtesy of COASTAL PROPERTIES GROUP   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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2750 E Bay DRIVE, #3B, Largo, FL, 33771

$129,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $103,920 $103,920 $103,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.243% 7.171% 6.518%
Monthly Tax Payment $107 $107 $107
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $691 $691 $891
Total Monthly Payment $873 $873 $1,073

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.