STOP – This is IT - Move-in ready and brimming with charm, this ground-level condo in the sought-
after Bay Palms +55 community offers you a slice of paradise in Largo! Just bring your toothbrush and
settle into this fully furnished haven with a delightful Tommy Bahama feel. The 1-bedroom unit
features a beautifully updated galley kitchen complete with Whirlpool
appliances, seamlessly leading into a cozy living-dining area. Enjoy meals and conversation at the
high-top 4-seat table, the electric fireplace adds a nice glow, then relax in the living room area and
enjoy the custom decorator touches. The sofa is actually a sleep-sofa for when quests come to visit!
The spacious bedroom boasts a queen-sized bed, two generous closets. Step into the bright Florida
room with updated vinyl sliding windows, or unwind on the fabulous 25 x 8 open patio, complete with
a 3-burner gas grill, storage, and weather resistant outdoor furniture with vibrant custom cushions. Cream-
colored tile flooring throughout adds to the inviting ambiance of this 690 sq ft unit. Each unit has a
private, lockable storage shed for all the extra stuff! The laundry room is just next door, and the pool
area and rec center are just steps away. This private, well-managed community permits limited
rentals one year after purchase (sorry, no pets) and is a land lease community with a low monthly fee
of less than $400. Rest easy knowing there’s no flood risk, no evac orders, and no recent damage.
Conveniently located to walk, access public transportation, and close to everything! Don’t miss your
chance to make this dreamy retreat your own—schedule your viewing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$129,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,920 | $103,920 | $103,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $691 | $691 | $891 |
Total Monthly Payment | $873 | $873 | $1,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.