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Welcome to Bayside Terrace. . . Oldsmar’s best kept secret! Situated on Old Tampa Bay, this waterfront and sought out gated community provides the best location for travel to Tampa, St Pete or our Gulf Beaches! Curb appeal draws you in, and once you step inside, you discover an open and inviting layout with high ceilings, gorgeous flooring, a freshly painted interior and stylish new fixtures throughout. Being an end unit, it is bathed in natural light for a bright and sunny living space. The gourmet kitchen is a showstopper, featuring tons of new cabinets, endless gorgeous quartz counters and top of the line stainless appliances. A quartz backsplash and a huge pantry complete the kitchen. Enjoy casual meals at the breakfast bar and formal meals in the dining room, which is open to the living room. The great room is just perfect for entertaining large or small gatherings. After a long day, retreat to the spacious primary bedroom suite with its beautiful bath and large walk in closet with incredible built ins. The primary suite bathroom has a lovely vanity with double sinks and a beautiful shower. A half bath on the first level completes the downstairs! Once you step upstairs, the loft opens to a huge bright area for all kinds of fun! The split plan provides privacy for owners and guests, with 2 charming bedrooms that are large & accommodating. Both of the bedrooms feature walk in closets. The large bath with double sinks is a delight for your guests or kids! Laundry day is a breeze in the convenient laundry closet. Enjoy your morning coffee in the screened lanai while you plan your day. The 2 car garage is spotless, and will accommodate all of your cars and toys! Amenities include an infinity pool overlooking the bay, private kayak launch & fishing pier, clubhouse, fitness center, gas BBQ grills, fire pit, ample guest parking, secure mail and waste stations for pets. The liberal pet and leasing policies add to the community appeal. If you are looking for resort style living in a secure, no maintenance community, welcome home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,890 | $3,683 |
Total Monthly Payment | $3,504 | $3,504 | $4,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.