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Presented by![]() Carmen Lungu |
OPEN HOUSE SATURDAY JAN 25th from 11am to 1pm. Hard to find affordable ranch in a quiet subdivision close to schools and the village. This Indian Acres 3 bedroom 2 bath ranch features oak hardwood flooring in the living room and bedrooms, one floor living with 3 bedrooms, living room and eat-in kitchen with lots of oak cabinetry on the main level. The basement was partially finished in the past and will need some attention to return it to its previous glory. The basement also features a small 3/4 bath, laundry room and a bonus room. The front yard provides lots of landscaping opportunities and nice curb appear. Off the kitchen side entrance is a carport to keep your vehicles out of the weather or set up a picnic table. The fenced rear yard is good for your pets and has a nice sized shed and a portable garage unit for storage. The fan shaped rear yard is bigger than many in the neighborhood at 0. 46 acres. House systems are in good shape with replacement standing seam roof, newer 2017 oil furnace with central A/C, newer electric hot water tank, and generator hookup for the included portable gas generator. All appliances including newer stainless refrigerator, gas range, dishwasher, washer and dryer to convey with the property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
Sales Associate
William Raveis Real Estate
Phone: 860.984.5984
Carmen.Lungu@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,419 | $1,419 | $1,808 |
Total Monthly Payment | $1,907 | $1,907 | $2,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.