Welcome to this beautifully crafted 2-story home, offering exceptional space and modern luxury in the exclusive Ridge at Heathbrook community. Within 1/2 a mile to the brand new VA Clinic and nearby Market Street at Heath Brook Plaza, this community is in the heart of Ocala and has prime location. This home offers the perfect balance of accessibility and comfort, making it a fantastic option for those seeking convenience and vibrant city living. Built with full concrete block construction, this home boasts durability and efficiency, while featuring 4 oversized bedrooms and 3 full bathrooms, perfect for families of all sizes. As you enter, you’ll find a spacious bedroom and full bathroom on the main level—ideal for guests or a private office. Upstairs, you'll find the remaining 3 bedrooms, including a generously sized primary suite with dual walk-in closets, along with an open loft area currently used as an extra living space—perfect for a media room, playroom, or home office. The convenience of an upstairs laundry room adds extra ease to daily living. The heart of the home is the kitchen, complete with sleek granite countertops, modern finishes, and plenty of space to entertain or cook up your favorite meals either in the formal dining room or on the oversized kitchen island that overlooks the primary living area that leads to an added sun-room that can be used for extra room to entertain while you enjoy the beautiful Florida weather! The bathrooms also feature stylish granite counters and contemporary details throughout. Amenities for the community include a resort-style community pool, clubhouse with cabana area, tot lot, basketball court and corn hole! With ample space, a versatile layout, and a fantastic location on a cul-de-sac, this home is truly one you don’t want to miss!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $720 | $720 | $720 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,552 | $3,292 |
Total Monthly Payment | $3,349 | $3,347 | $4,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.