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Under contract-accepting backup offers. Discover the tranquility of country living with this enchanting 3 bedroom, 2 bathroom block home, nestled on spacious 2. 5 acres just beyond the city limits. This property offers the perfect blend of seclusion and accessibility, ideal for anyone dreaming of a homestead lifestyle. Offering a spacious living area, an open kitchen with wood cabinetry, a stone fireplace, and a large screened back porch discover all this home has to offer! The wooded lot provides a natural playground, a canvas for gardening enthusiasts, or simply a picturesque backdrop for your morning coffee on the front or back porch. There is plenty of space for a potential garden, animals, chicken coop, or further homestead expansions like a workshop or greenhouse. Just outside the city limits, this property enjoys the peace of rural living while remaining a short drive from conveniences like shopping, dining, medical facilities, outdoor recreation and major roadways without the burden of added city taxes. Other features include: brand new electrical panel, freshly epoxied front and back porch and garage floor, screened back porch, wood burning fireplace. This home is a gem for someone looking to put their personal touch on a property with great bones. Whether you're planning to dive into homesteading or simply seeking space to spread out, this could be the canvas for your next chapter!
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Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,050 | $2,050 | $2,612 |
Total Monthly Payment | $2,246 | $2,246 | $2,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.