Beautiful pool home on the Nature Coast located in historic Floral City! This home provides plenty of peace and tranquility as the property sits on 3 lots totaling just over 3 acres of private land. Not only is this land abundant, but it is unique offering an aged phosphate mine that provides a plentifulness of elephant ears and natural greenery. This home has a terrazzo floor and recent updates in the kitchen to include granite countertops. The homestead also has tasteful updates including a gas stove, fireplace, and a gas water heater. The spacious master bedroom includes two closets and the master bath contains a walk-in shower. The detached two-car garage provides plenty of space for your daily driver/boat/toy and also includes a half bath. The metal ROOF was replaced in 2019. The home is on city water. The property also includes two wells with one well located on a buildable lot. The property also contains a separate panel wired to run a whole house generator in preparation for upcoming hurricane seasons. The homestead has never flooded. This property is located within proximity of Citrus Memorial Hospital, Withlacoochee Biking Trail, the Floral Park (which hosts Citrus County's famous Strawberry Festival), Withlacoochee State Forest/River, and the Tsala Apopka Chain of Lakes. If you are looking for a forever home or just a place to get away from business/elements, this is the place for you!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $338,000 | $338,000 | $338,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,249 | $2,246 | $2,898 |
Total Monthly Payment | $2,430 | $2,427 | $3,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.