Stunning Year-Round Lakefront Ranch with Westerly Views Welcome to this beautiful 2-bedroom, 2-bathroom lakefront ranch home, offering breathtaking westerly views and year-round living at its finest. Located in a quiet neighborhood, this property provides easy access to the lake and beach, perfect for relaxing by the water or enjoying a variety of outdoor activities. Inside, the home boasts luxury vinyl flooring throughout, complementing the elegant Cherry cabinets with a whiskey black finish in the kitchen, paired with sleek quartz countertops. The open concept living space features a cozy living room with 7. 1 surround sound, ideal for movie nights or entertaining guests. The luxury bathrooms feature high-end finishes, while the primary bedroom includes custom built-in cabinets for optimal storage. The home is energy-efficient with newly installed heat pumps for year-round comfort. Outside, you’ll appreciate the composite decking, perfect for enjoying stunning sunsets, and the two paved driveways providing ample parking. A rock sea wall adds to the charm and protection of this waterfront property. The basement floor is professionally epoxied, offering a clean, versatile space for storage or additional use. With lake access, beach access, and proximity to the Missisquoi Wildlife Refuge, this home is an outdoor lover’s dream. Only 10. 5 miles to Alburg Golf Course, 30 minutes to St. Albans, and close to Canada, this home provides the perfect balance of privacy and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,884 | $3,670 |
Total Monthly Payment | $3,418 | $3,455 | $4,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.