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Discover the Ultimate Florida Lifestyle in this Stunning, Move-in-Ready 2020-Built Waterfront Home in Desirable Hernando Beach! 3-Bedroom, 2-Bathroom Western-Facing Home, Offering Stunning Sunsets. No HOA or CDD Fees, Means No Limitations on Short-Term Rentals. This Home Presents a Highly Flexible Opportunity, Ideal For Those Seeking a Primary Residence, a Vacation Retreat, or an Investment Property with Rental Income Potential. Situated on a Canal with a 2021 Seawall, Flood Insurance is Assumable at $617/year. This Two-Story Home is Perfect for Those Seeking Both Comfort and Convenience. As You Arrive, You’re Greeted by a Pavered Driveway and Enter the Home Through a Leaded Glass Front Door, Leading You into a Thoughtfully Designed Layout. The First Floor Offers a 3 Car Tandem Garage with Ample Storage and a Bonus Room, Providing Versatility for Your Needs. Head Upstairs to the Main Living Area, Where You’ll Find an Open Floorplan That Seamlessly Connects the Living Room, Dining Area, and Kitchen—Ideal for Entertaining or Relaxing. The Kitchen is a Chef’s Dream, Featuring Stainless Steel Appliances, Pantry, Breakfast Bar, Granite Countertops, and a Stylish Tile Backsplash. Natural Light Flows Through Plantation Shutters, Highlighting the Tile Flooring in the Main Living Spaces. Step Out onto the Covered and Screened-In Upstairs Balcony, Offering Waterfront Views of the Canal. The Owner's Retreat, Boasts Balcony Access, a Spacious Walk-In Closet, and an Ensuite Bathroom Complete with Dual Vanity Sinks, Quartz Countertops, Jetted Tub, and a Frameless Glass Walk-In Shower. Additional Highlights include a Convenient Laundry Room with a Utility Sink, Coded Locks, Video Doorbell, New Carpet, and an Outdoor RV 50-AMP plug and 50-AMP Breaker for a Hot Tub Hookup. The Backyard is an Fully Fenced in Entertainer's Paradise. Completed with a Covered and Screened-In Patio and a Floating Dock. Whether You're Looking to Enjoy Waterfront Living, Stunning Sunsets, or the Freedom of No Community Restrictions, This Home Truly has it all! Schedule your private showing today and make this Hernando Beach gem yours!
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Our Executive Mortgage Banker:
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$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $661 | $661 | $661 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,969 | $2,969 | $3,784 |
Total Monthly Payment | $3,722 | $3,722 | $4,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.