This fully renovated multi-family home, located just minutes from downtown Derry, offers modern updates, ample space, and thoughtful upgrades. Both units were gutted to the studs and remodeled in 2012, with improvements including new plumbing, insulation, a rewired 200-amp electrical system, vinyl siding, and Anderson replacement windows throughout. Additional upgrades include a new roof, new driveway, and a charming rock wall. The first-floor unit features new flooring, a modern kitchen with granite countertops and stainless steel appliances, an updated bathroom, a refreshed mudroom, and a spacious 24x24 primary suite addition completed in 2022. The living room, complete with a cozy gas fireplace, and the dining area round out this inviting space. The second-floor unit, accessible via separate front and back entrances, boasts a new furnace, an updated mudroom, a new primary suite with a large walk-in closet, two additional bedrooms, a second bathroom, and generous living and dining areas. Outside, the property includes a large yard, perfect for outdoor enjoyment. Ideal for investors or multi-generational families, this home combines modern convenience with a prime location near downtown Derry. Showings begin at open house on Saturday, 1/25 at 11am.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.346% | 5.907% |
Monthly Tax Payment | $803 | $803 | $803 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,808 | $4,187 | $5,647 |
Total Monthly Payment | $4,703 | $5,082 | $6,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.