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488 Guinea Road, Charlotte, VT, 05445 | $2,499,000
Warm, inviting, and filled with sunlight, this remarkable property blends timeless craftsmanship, natural beauty, and high-end modern touches. Nestled on 20 picturesque acres in one of Charlotte’s most desirable streets. The main house offers 4 bedrooms and 5 baths, including a spacious guest suite accommodating 6+ guests. A separate finished space above the garage adds flexibility for visitors or hobbies. Enjoy cozy moments by the fireplace in the living room, gather in the sunroom or newly finished playroom, or stay active in the home gym. Designed for effortless entertaining, the contemporary dining area and gourmet kitchen flow seamlessly to a back deck, gazebo, and stone outdoor fireplace complete with a pizza oven. A veggie garden adds charm and utility. The attached 3-car heated garage, with an electric charger, and an additional 2 garage bays cater to car and sports enthusiasts alike. Working from home is a breeze with two new offices and fiber-optic internet. When it’s time to explore, walk or bike Guinea Road, hike Mount Philo, boat on Lake Champlain, or ski Sugarbush or Stowe. Unwind afterward with stunning views of Camel’s Hump under a starlit sky. Located just 20 minutes from Burlington and 30 minutes from Middlebury, 488 Guinea Road is a rare gem in a vibrant community. A generational property offering endless opportunities. Showings begin 1/27/25
Features
- Rooms: 19
- Bedrooms: 4
- Baths: 2 full / 2 three-quarter / 1 half
- Style: Colonial
- Year Built: 1989
- Garage: 5-car Garage
- Heating: Propane,Oil,Baseboard,Hot Water,Radiant Floor
- Cooling: Central AC
- Basement: Climate Controlled,Concrete,Full,Insulated,Partially Finished,Stairs - Interior
- Approx Sq. Feet: 5,759
- Acreage: 20.38
- Est. Taxes: $29,470
- Lot Desc: Country Setting
- Elem. School: Charlotte Central School
- Middle School: Charlotte Central School
- High School: Champlain Valley UHSD #15
- School District: Charlotte Valley Central School District
- MLS#: 5027518
- Website: https://www.raveis.com
/eprop/5027518/488guinearoad_charlotte_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/29/2025Listing courtesy of Four Seasons Sotheby's Int'l Realty Phone: 802-864-0541
Listing Agent: Kathleen OBrien
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
488 Guinea Road, Charlotte, VT, 05445
$2,499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,999,200 | $1,999,200 | $1,999,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.648% | 6.597% | 6.158% |
| Monthly Tax Payment | $2,456 | $2,456 | $2,456 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,509 | $12,636 | $16,870 |
| Total Monthly Payment | $14,090 | $15,217 | $19,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484