18 Waterbury Road, Warwick, NY, 10990 | $639,000

Nestled on a peaceful property, this lovingly maintained home offers the ideal balance of comfort and convenience. The main level boasts a spacious, sunlit living room, an inviting dining area, and an eat-in kitchen with stainless steel appliances. From the kitchen, step onto the private deck, where you can relax or entertain while enjoying your backyard oasis. Down the main hallway, you’ll find a generous primary bedroom with dual closets and a private en suite bathroom. Two additional bedrooms and a full hall bathroom complete the main level. The cozy lower level is a true bonus, featuring a family room with a wood-burning fireplace, a full bathroom, and access to a patio that expands your outdoor living space. This level also includes a large walk-in laundry room and a versatile office/den, perfect as a home office, creative studio, or even a potential fourth bedroom. Located just over an hour from New York City in the highly sought-after Town of Warwick, this home is situated on a picturesque street close to trails, lakes, streams, wineries, and distilleries—ideal for outdoor enthusiasts. This home is move-in ready and waiting for you to make it your own. Schedule your showing today and be prepared to submit your best offer!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Raised Ranch
  • Year Built: 1974
  • Garage: 2-car
  • Heating: Baseboard, Oil
  • Cooling: Attic Fan, Central Air
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 2,076
  • Est. Taxes: $9,495
  • Elem. School: Sanfordville Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 816505
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/816505/18waterburyroad_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Realty Boston Northwest   Phone: 845-928-8000

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18 Waterbury Road, Warwick, NY, 10990

$639,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,200 $511,200 $511,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.042% 6.160%
Monthly Tax Payment $791 $791 $791
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,358 $3,358 $4,279
Total Monthly Payment $4,241 $4,241 $5,162

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.