Look no further as this is a home you would be proud to own! This stunning Colonial is located in the Pine Ridge Estates subdivision. As you open the front door you are immediately wowed by the grand foyer. As you make your way inside you soon discover this is a fantastic layout. There is a formal living room as well as a family room with a gas fireplace. You can have your meals in the formal dining room or opt for the spacious eat-in kitchen. Off the eat-in kitchen are sliders leading to the back deck. This makes dinner on the grill super convenient. The mud room is sure to delight as it has built in cabinets, laundry area, a space to hang all your coats, and three entrances: the front, back, and garage. Upstairs you will find four generous sized bedrooms, all of which have ceiling fans. The sun filled primary bedroom is an ensuite offering a walk-in closet and full bath. The enormous basement has tons of potential and options. In the partially finished section, there is a vinyl floor and gas log fireplace. Perfect game room or additional storage space. Relax on the back deck or stone patio, both of which overlook the flat back yard. This home is sure to impress!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | Upper |
Eat-In Kitchen | Granite Counters,Double-Sink,Eating Space,Island,Sliders,Hardwood Floor | Main |
Family Room | Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Main |
Formal Dining Room | Hardwood Floor | Main |
Full Bath | Double-Sink,Tub w/Shower,Tile Floor | Upper |
Half Bath | Remodeled,Tile Floor | Main |
Living Room | Hardwood Floor | Main |
Other | Built-Ins,Laundry Hookup,Vinyl Floor | Main |
Primary BR Suite | Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.204% | 7.159% | 6.256% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,627 | $2,658 | $3,373 |
Total Monthly Payment | $3,369 | $3,400 | $4,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.