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This spacious ranch sits perfectly on a sprawling lot. Enter through the versatile attached breezeway that could be used as a mudroom, playroom or small sitting room with slider to back deck. Working kitchen with ample cabinet and counter space opens to separate dining room with bay window. Livingroom with beautiful red brick fireplace with wood burning stove insert and custom double built in hutch provides a cozy spot to relax. Three generously sized bedrooms with plenty of closet space and full bath with double sink vanity complete the first floor layout. Heading into the finished basement you'll find additional living space complete with family room and recreation room with custom built in bar and full bath. Outside the oversized back deck with trex and pergola leads to large patio with jacuzzi creating the ultimate backyard oasis. Finally, the property's barn boasts plenty of square footage with workshop area and currently houses a full home gym.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $450,000 | $450,000 | $450,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,956 | $2,956 | $3,767 |
Total Monthly Payment | $3,564 | $3,564 | $4,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.