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Discover your forever home in the serene and highly sought-after WATERFRONT COMMUNITY of Caribbean Isles Residential Cooperative. This two-bedroom, two-bathroom home is nestled in a vibrant community, yet offers a peaceful and private retreat. With no LOT RENT or CDD you can enjoy the benefits of homeownership with a low monthly maintenance fee, making this property an excellent value. The primary bedroom offers an ensuite bathroom, with a second bathroom off the hall for guests. Sliding doors off the living room lead into a fully enclosed sunporch, which can be used for year around relaxation as a den, as office space, or even as another sleeping space for overflow guests. The home comes partially furnished, too! Outside the door is a screened-in lanai, ready for your morning coffee, lunch, or end of the day glass of wine. Here you can enjoy the beautiful Florida weather, waving to your new friends as they pass by on their golf carts, bikes, or walking with their pets. With four miles of private roads, you can walk to the clubhouse, pool, lagoon park - or visit with your friends and neighbors - while getting in all of the exercise you want. Caribbean Isles is a 55+ waterfront community filled with amenities designed to enhance your lifestyle. Residents can take advantage of a clubhouse that hosts social events and activities, a HEATED POOL perfect for year-round relaxation, and a private boat and kayak launch with direct access to Tampa Bay—an ideal setup for boating enthusiasts. Other features include shuffleboard courts, a dog park, RV/boat storage, bocce ball, and a full calendar of community events that foster camaraderie among neighbors. Located in the heart of Apollo Beach, this property offers convenient access to shopping, dining, and entertainment options, as well as nearby parks and beaches for outdoor recreation. The area’s major highways make traveling to Tampa, St. Petersburg, and Sarasota effortless. Don’t miss the opportunity to own this AFFORDABLE HOME in one of Florida's premier 55+ communities. Schedule a private showing today to see all that Caribbean Isles has for the discriminating retiree or seasonal resident.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $941 | $941 | $1,199 |
Total Monthly Payment | $1,071 | $1,071 | $1,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.