2832 Orange Tree CIRCLE N, #B, Palm Harbor, FL, 34684 | $229,000

Under contract-accepting backup offers. This is the one that you’ve been waiting for, all remodeled and ready to just move in to! Located in the sweet community of Orange Tree Villas, Palm Harbor’s coveted 55+ Village that is RIGHT AROUND THE CORNER from the NEW TRADER JOES!! As well as just a stroll to Michaels and several restaurants. This Villa is on the desired corner spot away from the street and features a front screened-in, covered porch to enjoy all types of Florida weather! Then enter through the newer, heavy-duty GLASS STORM DOOR and you will be pleasantly surprised at the light and bright home we are offering, just painted in refreshing colors, crown molding and large baseboards. As well as easy maintenance with wood-like PORCELAIN FLOORING THROUGHOUT the interior and front porch. The remodeled (2019) kitchen offers Granite counters and Chic Marble Chevron Backsplash, accented by newer Stainless-Steel Appliances, LED Lighting and plenty of storage with the generous pantry. Right next to the kitchen is the dining area (high-top table negotiable) as well as the option to dine Al Fresco on the screened courtyard with charming Mexican Tile. The Primary Bedroom is spacious and offers a Walk-In Closet, and remodeled Ensuite Bathroom with stunning Tile in the walk in Shower. In between the roomy second bedroom is a beautiful guest bath with shower over tub. This Villa is not just pretty but practical as well with a generous 1-Car garage with ample cabinet storage, CLOSET ORGANIZERS throughout, HVAC 2023 and Washer/Dryer (that convey). Roofs are in process of being replaced with some already done and no special assessments. HOA fee covers, Internet, Cable, Water and the Pool and Clubhouse that is just a few steps away from this unit. Centrally located with Publix and Sprouts just a short drive and close to Downtown Palm Harbor with all its entertainment and eats as well as Delightful Dunedin featuring Honeymoon and Caladesi Islands. Whether for seasonal stays or Home Sweet Home, don’t wait this lovely Villa won’t last long!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Pool
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Complex: ORANGE TREE VILLAS CONDO
  • Year Built: 1980
  • Approx Sq. Feet: 960
  • Acreage: 1.56
  • Est. Taxes: $2,797
  • Condo Fee: $550 Monthly
  • Lot Desc: Level, Near Public Transit, Street Dead-End
  • View: Trees/Woods
  • Adult Communities: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8342296
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8342296/2832orangetreecirclen_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/17/2025 12:47:07 PM)
Listing courtesy of Redfin Corporation   Phone: 617-458-2883

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2832 Orange Tree CIRCLE N, #B, Palm Harbor, FL, 34684

$229,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,200 $183,200 $183,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.042% 6.160%
Monthly Tax Payment $233 $233 $233
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,203 $1,203 $1,534
Total Monthly Payment $1,511 $1,511 $1,842

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.