20 LOS LAGOS Boulevard, Palm Coast, FL, 32137 | $1,195,000

Step into paradise with this stunning 2022-built Oceanview home, perfectly blending Classic Coastal design with modern luxury. Located in the exclusive Los Lagos community at Matanzas Shores, this 4-bedroom 3. 5-bathroom home features two expansive primary suites (one on each floor) and a private study, offering space and flexibility for every lifestyle. The outdoor retreat is a showstopper: a custom-designed saltwater pool, oversized spa with cascading water features, and a pergola-enhanced covered lanai surrounded by vibrant tropical landscaping, creating a private paradise. The covered front porch, accented with stacked stone, is a warm and elegant welcome. Inside, a chef's kitchen takes center stage, boasting stainless steel appliances, quartz countertops, a large island, custom lighting, and a walk-in pantry. All bedrooms feature walk-in closets, and upscale finishes such as luxury vinyl flooring and plantation shutters enhance every room. Awake to breathtaking sunrises and ocean views from the second-floor primary suite. The home's backyard is secured by wrought iron fencing, while the community offers unmatched amenities for an extraordinary lifestyle. Located along scenic A1A, this home is minutes from St. Augustine, Flagler Beach, and Marineland, with convenient access to Bings Landing for boating and dining. Enjoy beach access, an oceanfront clubhouse with a pool, tennis and pickleball courts, shuffleboard, and a bocce court. For water enthusiasts, a large dock on the Intracoastal Waterway with a kayak launch provides endless opportunities for exploration and relaxation. Additional features include an epoxy-finished garage, a whole-house soft water system, and instant hot water. With no CDD fees, low HOA costs, and flood zone X peace of mind. This is more than a home; it's your private coastal retreat. Experience luxury and tranquility by the sea. Schedule your private tour today!

Features

  • Amenities: Clubhouse, Gated, Maintenance Grounds, Pickleball, Playground, Shuffleboard Court, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, In Unit, Upper Level, Washer Hookup
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Other
  • Approx Sq. Feet: 2,665
  • Acreage: 0.16
  • Est. Taxes: $6,935
  • HOA Fee: $224 Quarterly
  • View: Water
  • Appliances: Disposal, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2066490
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/2066490/20loslagosboulevard_palmcoast_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 LOS LAGOS Boulevard, Palm Coast, FL, 32137

$1,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $956,000 $956,000 $956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.148% 6.760% 6.806%
Monthly Tax Payment $578 $578 $578
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,280 $6,121 $8,394
Total Monthly Payment $6,983 $6,824 $9,097

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.