This sweet, renovated cottage is sold fully furnished and is waiting for you! With a newer roof, furnace, windows, kitchen and bath- it has so many thoughtful details, it is hard to mention them all! Careful to retain the original character, the house has wood floors throughout, a brick and wood exterior, and a barn attached to the back of the house that acts as a great summer entertaining space or storage for bikes, etc. The renovated kitchen is open to the dining room, whose original high ceilings were exposed. The living room has plenty of natural light, and features the handsome vintage door that opens to a view across the street to the Otter Creek. A first floor bedroom with attached 3/4 bath is a great feature as well, with an antique piece used for the vanity. Upstairs are two additional bedrooms, along with a sweet 3/4 bath. Plumbing is in place for a second bath upstairs if you so desire! The two car garage was renovated as well, and has an attached shed in the back- plenty of room for all of your garden supplies! The large, level lot is something that is hard to find in a property that is so close to town! Plenty of room for gardens, and there are many perennials, fruit trees and shrubs that you will enjoy in the spring! Just down the street from the covered bridge and Wright Park for great hiking, this property offers the convenience of in town living with the access to the outdoors. Come make this your new home!
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.276% |
Monthly Tax Payment | $699 | $699 | $699 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,622 | $2,653 | $3,367 |
Total Monthly Payment | $3,396 | $3,427 | $4,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.