Bright, spacious, and full of charm! This 3-bedroom, 2. 5-bath contemporary colonial is nestled at the end of a quiet cul-de-sac with lots of birds and other wildlife. The home offers privacy while staying conveniently close to shopping, the recreation center, major commuting routes, and the picturesque historic downtown Ridgefield. Step inside the welcoming foyer to discover an ideal layout. To the left, a formal living room with a private office awaits, while the formal dining room-featuring French doors that open to a deck-lies straight ahead. To the right, a cozy family room with a fireplace beckons. The heart of the home is the lovely kitchen, which flows seamlessly into a bright, airy great room with vaulted ceilings and abundant natural light. Just off the kitchen, a two-car garage and a convenient laundry/mudroom are located. Upstairs, you'll find two generously sized bedrooms and a hall bath. One bedroom offers access to an attic area above the garage, perfect for future expansion or storage. The primary suite is a true retreat, with soaring ceilings, an oversized walk-in closet/dressing room, and a spa-like en-suite bath. This stunning home combines space, style, and a prime location-don't miss the opportunity to make it yours! This house offers flexible spaces - enjoy it just at it is or create a main level primary suite where the formal living and office are currently. See the Virtual Renovation photos to see how the family room and kitchen could be combined to make a stunning, open concept kitchen eating area.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | French Doors,Hardwood Floor | Main |
Family Room | Built-Ins,Fireplace,Hardwood Floor | Main |
Great Room | Skylight,9 ft+ Ceilings,Vaulted Ceiling,Ceiling Fan,French Doors,Hardwood Floor | Main |
Kitchen | Breakfast Bar,Granite Counters,Hardwood Floor | Main |
Living Room | French Doors,Hardwood Floor | Main |
Office | Book Shelves,Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Vaulted Ceiling,Bedroom Suite,Dressing Room,Full Bath,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.599% | 6.472% | 6.032% |
Monthly Tax Payment | $1,024 | $1,024 | $1,024 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,202 | $4,617 | $6,195 |
Total Monthly Payment | $5,318 | $5,733 | $7,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.