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One or more photo(s) has been virtually staged. This PRISTINELY kept home sits on a lushly landscaped CONSERVATION LOT in Highland Lakes! In addition to having no rear neighbors, you’ll appreciate the space between all the homes! Located 15 minutes North of Clermont, Leesburg’s premiere 55+ community is hands down the BEST value for your money. As you enter through the gates of this lovely community, you’ll notice the well kept lawns & the tropical foliage in full bloom! People enjoying a bike ride, walk & even cruising around on their golf carts w/ their furry friends in tow! This quality built home had a new water heater & roof put on in 2022, new electrical panel & has been meticulously maintained from aesthetics to major components like the HVAC. Lightning rods are also an important feature worth noting, especially considering Florida’s reputation! Better safe than sorry. The home certainly has curb appeal w/ the shutters & door painted to compliment the paver drive & flower beds. Upon entering, it’s refreshing to see that there’s more than one living space. Perfect for couples or roommates that share different interests & want their own area! Vaulted ceilings make the home feel much larger. To add a little personality, a soft gray paint was used, not institutional, but the perfect shade. The lighting changes throughout the day, exposing a calming palette of bluish hues, gray & white. The windows & doors overlooking the backyard also accentuate the nice open feel! The main living area to include living, dining, kitchen, family & baths are all tile w/ new silver/light gray carpet in the bedrooms (2024). One could easily add Luxury plank over the tile for an easy update. The tile was chosen because it keeps you cool and is extremely easy to maintain. Perhaps the best part of about this home is the enclosed lanai! A poured concrete base w/ commercial grade outdoor carpet, this amazing space spans the length of the home for hours of relaxation & shelter from the Florida sunshine, all while enjoying the soaring array of trees onr the horizon! The kitchen also overlooks the backyard, making washing dishes an almost pleasant experience! Cabinets are simple, crisp white and there’s plenty of storage! All kitchen appliances convey! NEW disposal in 2023 & a solar tube. The dining room is just off the kitchen & open to the family room, but still has a defined space. Really a great floor plan! Bedrooms are split, w/ walk-in closets & nice garden views. This home could rent for close to 3k seasonally as an option, but the majority of the inhabitants in Highland Lakes are owners…snow birds and year round! This friendly, laid-back, 55+ community is located just minutes from Florida’s turnpike for easy accessibility to all Central Florida has to offer! The HOA includes a happening Clubhouse w/ a heated indoor pool, card, billiard and craft rooms! Enjoy dinners, clubs, bingo, concerts, socials & other planned activities year round! Outside, there’s so many ways to enjoy the Florida Sunshine! Take a swing at the driving range, followed by a swim in the refreshing pool! There’s everything from tennis & softball to pickle and bocce ball! The neighborhood offers free Boat and RV storage and the Harris Chain of Lakes boat ramp is just 4 miles away! Be sure to check out the map showing all the amazing spots to travel by water, including Historic Downtown Mount Dora for lunch & shopping! After working hard all these years, maybe even shoveling snow, it’s time to own your little piece of PARADISE!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,445 | $1,445 | $1,842 |
Total Monthly Payment | $1,822 | $1,822 | $2,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.