Discover timeless charm and modern updates at 223 Curtis Street in Southington! This 3-bedroom, 1-bathroom Gambrel Dutch-style colonial offers an inviting open layout, blending classic features with contemporary comforts. Step inside to re-finished hardwood floors that flow throughout, complemented by built-ins and a cozy fireplace in the living room. The spacious kitchen boasts ample cabinets, an island, granite countertops, and stainless steel appliances, making it perfect for both everyday meals and entertaining. The fully updated bathroom provides convenient access to all three bedrooms, combining style and functionality. This home has been meticulously cared for with numerous upgrades, including newer vinyl siding, windows, roof, recessed lighting, and mechanicals like a Navien tankless water heater. Additional enhancements include a new backsplash, fresh paint, a Sensi thermostat, dimmable lighting, and remote-controlled blinds. The detached barn-style two-car garage offers an unexpected bonus: 531 sq. ft. of heated, finished space upstairs, ideal for a home office, studio, or hobby room. Outside, the paver patio connects the home to an outdoor bar area, creating the ultimate entertaining space, complete with an above-ground pool for summer fun. Located in a convenient and desirable area of Southington, this home is truly a gem with endless possibilities!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.6 x 14.3 | Upper |
Bedroom 2 | Hardwood Floor | 10.2 x 11.5 | Upper |
Eat-In Kitchen | Granite Counters,Island,Hardwood Floor | 9.1 x 18.0 | Main |
Family Room | 28.1 x 18.9 | Upper | |
Living Room | Built-Ins,Fireplace,Wood Stove,Hardwood Floor | 18.1 x 17.7 | Main |
Primary Bedroom | Hardwood Floor | 9.6 x 17.8 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,200 | $299,200 | $299,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $2,016 | $2,565 |
Total Monthly Payment | $2,541 | $2,566 | $3,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.