291 Winchester WAY, Palm Harbor, FL, 34684 | $450,000

This 3-story spacious townhome is in need of new owners. Enjoy the convenience of buying so much space where nearly everything has been replaced. The roof was replaced in 2020 and the A/C in 2023. All new kitchen cabinets and fantasy brown counter tops adorn not only the kitchen, but all bathrooms as well. All new GE Profile appliances in slate as well as the top load washer and dryer. The flooring has been replaced with a beautiful luxury vinyl plank with new white baseboards and brand new carpet on both sets of stairways as well as all bedrooms. All the popcorn has been removed professionally and an appealing knock down finish has given the home a warm, updated feel. The entire interior has been repainted including the doors and new hardware in matte black has replaced the old. This unique floor plan has a 4th bedroom on the 3rd floor that is extremely oversized, featuring its own full bath, two wall closets, two walk in closets and a nook in the front that can be used for an office or sitting area. The back area has a concrete pad and new painted fence with space to allow your pet out and be secure. The front has two covered, assigned carports with tandem parking behind. Very tastefully done and nothing left to do. Schedule your private showing today.

Features

  • Amenities: Pool
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: In Kitchen, Inside, Laundry Closet
  • Style: Contemporary
  • Year Built: 1991
  • Garage: Parking Pad, Tandem
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,500
  • Acreage: 0.04
  • Est. Taxes: $1,761
  • HOA Fee: $245 Monthly
  • Lot Desc: Cul-De-Sac, In County, Landscaped, Level, Sidewalk, Unincorporated
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8341395
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8341395/291winchesterway_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/17/2025 5:19:07 AM)
Listing courtesy of HOOVER REAL ESTATE SERVICES   Phone: 727-492-4042

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

291 Winchester WAY, Palm Harbor, FL, 34684

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.042% 6.160%
Monthly Tax Payment $147 $147 $147
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,365 $2,365 $3,014
Total Monthly Payment $2,587 $2,587 $3,236

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.