*** Hurricane Survivor - no damage and NEW ROOF/HVAC/GARAGE DOOR (2023) ***
Discover your dream home in this charming and spacious move-in-ready residence! With stunning curb appeal and beautifully landscaped grounds, this property is a refreshing retreat to come home to every day. Featuring modern updates and 1, 428 sq. ft. of comfortable living space (note that county records may reflect the original square footage), this two-bedroom (with the potential of adding 3rd bedroom), two-bathroom gem is set on a desirable corner lot in Port Charlotte, nestled within a former golf course area. Step inside to find a welcoming formal living and dining room that opens seamlessly to an expansive kitchen. The kitchen is a chef's dream, complete with stainless steel appliances, elegant gray cabinetry, a farmhouse sink, Corian countertops, and a stylish butcher-block-style island. Enjoy low-maintenance luxury vinyl flooring throughout the main areas, complemented by tile in the bathrooms. The family room at the rear of the home leads out to a delightful screened-in porch, perfect for relaxation. Both spacious bedrooms provide plenty of storage, highlighted by generous walk-in closets in the primary suite. Plus, additional storage closets ensure you have room to spare. Both bathrooms feature modern walk-in showers, while the primary bath is enhanced with dual sinks and a lovely vanity area. Situated in an X flood zone, this home eliminates the need for mandatory flood insurance, adding to your peace of mind. Don't miss your chance to experience this exceptional home—schedule a private showing today and see for yourself why this is the perfect place for you!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $206,000 | $206,000 | $206,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.204% | 7.159% | 6.256% |
Monthly Tax Payment | $311 | $311 | $311 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,353 | $1,369 | $1,737 |
Total Monthly Payment | $1,739 | $1,755 | $2,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.