126 Old Route 55, Pawling, NY, 12564 | $699,900

This charming, expansive ranch home is thoughtfully designed to suit a variety of living arrangements, whether for a large family, extended family, or a mother-daughter setup. With 4-5 bedrooms and 4 full bathrooms (3 of which are en suite), this home offers both space and privacy for everyone. The kitchen is a chef's dream, featuring elegant soapstone countertops, a copper sink, and distressed cabinetry, along with a breakfast island that invites casual dining. The central dining area flows seamlessly into the cozy living room, where tongue-and-groove cedar walls and a brick wall create a warm, inviting atmosphere. Two additional bedrooms on this side complete the main living space along with a smaller room which can host a variety of needs. The home's flexibility shines through with a unique door separating one wing that offers an entirely self-contained living area. This includes two bedrooms, each with its own full bathroom, as well as a private living room, laundry, and dining area — perfect for extended family, guests, or even rental potential. Multiple sliding doors lead to small, private decks around the home, offering easy access to the outdoors. The basement, accessible through a Bilco door, houses the mechanical systems, electrical panel, oil tank, and offers additional storage space. A standout feature of the property is the separate, two-level building originally built as a one-car garage with an attic for storage. This structure has been beautifully converted into a studio ( was a professional recording studio ) on the second floor, with the finished first floor providing a versatile space with a half bath — ideal for a home office, gym room, workshop, or guest suite. Renovated and designed in 2022 along with heat and A/C system . Adding much value to this property . Recent updates include a new $40K septic system installed in 2021, adding peace of mind for years to come. All of this is nestled on 5 acres of private, serene land, offering plenty of space and privacy. This home is truly a versatile gem, ready to adapt to your lifestyle.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: Ranch
  • Year Built: 1930
  • Garage: 1-car
  • Heating: Baseboard, Hot Water, Oil
  • Cooling: Central Air, Wall/Window Unit(s)
  • Basement: Bilco Door(s)
  • Approx Sq. Feet: 2,361
  • Acreage: 5
  • Est. Taxes: $12,167
  • Elem. School: Pawling Elementary School
  • Middle School: Pawling Middle School
  • High School: Pawling High School
  • School District: Pawling
  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • MLS#: 811537
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/811537/126oldroute55_pawling_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HomeSmart Homes & Estates   Phone: 845-547-0005

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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126 Old Route 55, Pawling, NY, 12564

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.042% 6.160%
Monthly Tax Payment $1,014 $1,014 $1,014
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,678 $3,678 $4,687
Total Monthly Payment $4,784 $4,784 $5,793

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.