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This is a cute house on a brick paved street in vibrant Downtown Largo. There are a wide variety of restaurants and retail shops within walking distance, as well as the wonderful Largo Central park, which has an amazing playground, including a disabled friendly playground, 8 picnic pavilions, restroom facilities, and the famous Largo Central Railroad. The home has just undergone many updates inside and outside. In January 2025 a new roof with new soffit and downspouts were installed, as well as new insulation in the attic. The home features a spacious fenced back yard. The front features a semi circular driveway along with extra paved drive way with access to a gate to the back yard for providing plenty of parking space. Practical upgrades were also done in January 2025 include, fresh coat of paint inside and out, new flooring for easy maintenance and great look, the kitchen has new fridge and electric range and there's a closet at the end of the kitchen with a stackable washer/dryer. There is plenty of parking in front of this home between the concrete drive and the circular drive that has just had new shells installed. If needed, you could also open the double gates and park your boat, RV, etc. behind the fence. This home is located in no flood zone, evacuation zone X for peace of mind. No HOA. All this house needs is it's new owner!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,839 | $2,343 |
Total Monthly Payment | $2,255 | $2,255 | $2,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.