5 Ludlow Lane, Hampton Bays, NY, 11946 | $999,000

Beautifully located just steps from Shinnecock Bay, this lovely ranch offers 3 bedrooms and 2 full baths, including a Master Suite with its own bathroom, and an additional guest room or office space. The Living Room features a fireplace and vaulted ceiling, creating a warm and inviting atmosphere. The Eat-in Kitchen is modern and stylish, with granite countertops and stainless steel appliances, all recently updated. Essential systems such as the hot water heater, central air conditioning, and heating system have been undated within the last 4 years, The home boasts wood floors throughout adding to its charm. Whether you're looking for a perfect summer retreat or a peaceful winter getaway, this home fits the bill. enjoy the outdoors on the brick patio complete with an outdoor shower, and there's plenty of room to add a pool if you wish. Located on a private street with the bay at the end, the view of Shinnecock Bay and the Ponquogue Bridge are simply breathtaking. If the ocean is more your style , it's just a short car or bike ride away. Don't miss the opportunity to see this special home in Hampton Bays. Schedule an appointment today!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Year Built: 1970
  • Basement: Partial
  • Approx Sq. Feet: 1,400
  • Acreage: 0.35
  • Est. Taxes: $7,896
  • MLS#: 915379
  • Days on Market: 154 days
  • Website: https://www.raveis.com
    /raveis/915379/5ludlowlane_hamptonbays_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5 Ludlow Lane, Hampton Bays, NY, 11946

$999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,200 $799,200 $799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.250% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.550% 6.346% 5.907%
Monthly Tax Payment $658 $658 $658
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,475 $4,921 $6,637
Total Monthly Payment $5,225 $5,671 $7,387

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.