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4424 Floramar TERRACE, New Port Richey, FL, 34652 | $325,000
Ready to buy affordable water front with access to the Gulf? Here is your chance to start living the dream! Welcome home to 4424 Floramar Terrace in Gulf Harbors New Port Richey. This DOUBLE lot has lots of space and room for you to come in, renovate and start building the water front lifestyle you deserve. This home sustained minimal water intrusion from the Helene flood, only a few inches inside according to the sellers. Sellers demolished the dry wall and cleaned out the home for the new owners to design the space as they see fit. This home features 2 bedrooms, 1 & 1/2 bathrooms and a wide opened floor plan as soon as you walk in, with the living area being opened to the kitchen, which is perfect for entertaining. The home sits on a concrete slab foundation and has cinder
block walls and was built to withstand the storms! The roof was replaced in 2020. The sellers updated the backyard with pavers, a fire pit, and there's a shed that will convey for additional storage. The water view is wide, and beautiful with a floating dock already in place. This is a great opportunity to start living in a community that has an optional HOA for only $125 a year. Gulf Harbors also features a private beach club with membership that is only $200 a year! The community offers a plethora of events and parades throughout the year and there's even a Gulf Harbors Yacht Club for members only with some of the best dinners in Pasco county just minutes away. This is the coastal community you have dreamed to live in and is now affordable, with affordable flood insurance at only $2, 787 a year and is assumable! Gulf Harbors is also conveniently located right off US HWY 19 and is minutes from downtown New Port Richey and all of the shops and stores you could want. Schedule your tour today!
Features
- Amenities: Clubhouse, Optional Additional Fees
- Rooms: 9
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Inside, Laundry Room
- Year Built: 1966
- Garage: Driveway, Off Street
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,220
- Acreage: 0.18
- Est. Taxes: $5,024
- Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Level
- View: Water
- Elem. School: Mittye P. Locke-PO
- Middle School: Gulf Middle-PO
- High School: Gulf High-PO
- Pet Policy: Yes
- Appliances: Electric Water Heater
- MLS#: W7871762
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/W7871762/4424floramarterrace_newportrichey_fl?source=qrflyer
Listing courtesy of Keller Williams Realty Of The Treasure Coast Phone: 727-772-0772
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4424 Floramar TERRACE, New Port Richey, FL, 34652
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
| Monthly Tax Payment | $419 | $419 | $419 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,730 | $1,752 | $2,229 |
| Total Monthly Payment | $2,224 | $2,246 | $2,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388