The farmhouse exterior of this home welcomes you into a stunning design, reflecting the serene surroundings of Emerson Ridge, Chinburg Builder’s newest luxury community. Featuring a soft, modern aesthetic with beautiful lighting and custom tile selections, this 4-bedroom home shines. Offering over 2, 980 finished sq. ft. , it includes open-concept living, two private offices (or potential dens/playrooms), and plenty of space for relaxation and entertainment. The first-floor primary suite is a standout, with a luxurious bath featuring a standalone tub and custom-tiled walk-in shower with glass doors. Thoughtfully chosen finishes throughout include custom tile work, stunning quartz countertops, a modern kitchen with a walk-in pantry, and built-in features in the mudroom. The home’s luxury palette is evident at every turn. The exterior is equally impressive with breathtaking views, an oversized deck, large screened porch, and an outdoor fire pit. With upgraded insulation and Energy Star certification, this home offers efficiency and comfort. Ready for you now — experience “The Chinburg Difference” today, with the coveted stamp of quality they are known for!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,144,000 | $1,144,000 | $1,144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.346% | 5.907% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,406 | $7,044 | $9,500 |
Total Monthly Payment | $6,531 | $7,169 | $9,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.