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This condo checks all the boxes! One applicant must be 55+ years or older. This Large, 825 sq. /ft. 1 Bedroom + 1 Bathroom condo is on the 2nd Floor. Your Parking Spot is right out front! When you enter, you'll immediately be welcomed into a spacious, Living/Dining combination. You'll be comforted by easy-care tile underfoot. The rooms are light and bright with Eastern/Western Exposure. Move on towards the Opened Kitchen designed with granite countertops, tile backsplash and crisp cabinetry. Here you'll be pleased to find Stainless Appliances and good Storage. The spacious Bedroom has a large closet and can accommodates a King-sized Bed & Furnishings. The Florida Room offers flex space that can be used as another Media Area, Office or Craft Space. The Utility Nook is equipped a FULL-SIZED Hot Water Heater. No issues with hot water here! The Primary Bathroom has been updated with new ceramic tile and Vanity. This condo has been updated with A/C in 2023, New Kitchen Faucet, New Garbage Disposal, New Shower Head. All windows are equipped with blinds. Your laundry facilities are just 2 doors away, on the same level. PLUS. . . This condo is high & dry! Located in a non-flood zone and non-evacuation zone. Are you a "Snowbird" looking to escape the northern winters? You can use this condo in the winter months, then rent it for the Summer to profit until you make a full time move. This Clearwater location is perfect to use as "Home Base". Close to the Best Beaches in the Country! Excellent Shopping, Dining & superb Medical Facilities are nearby. There are Performing Arts Centers, Sports Venues, International & Regional Airports close by & a breeze to navigate to. Check out the small-town flavors of Dunedin, Safety and Palm Harbors. Tarpon Springs, St. Petersburg and Tampa are all an easy commute and are worthy daytrips. On Top of the World boasts 2 golf courses that are free for Owners to play. Play 9 holes on the short course or a full 18-hole round. The property has Walking Paths, Tennis and Pickleball courts, 2 Pools and clubs galore. Work out in the gym, or take the water aerobics, yoga or line dancing classes. This community is what you make of it. This is a "Pet Friendly" place to live. Bring your large dog, there is no size limit and there is a dog park with areas for large and smaller breeds. Come tour this condo and the community and start living the carefree lifestyle you've dreamed of.
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $657 | $657 | $837 |
Total Monthly Payment | $887 | $887 | $1,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.