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Charming home in the heart of Piedmont. This beautifully maintained 2-bedroom, 1 1/2-bath home in the desirable Anderson County School District 1 includes an extra lot providing over a 1/2 acre. This property has been significantly enhanced by the current owners. Before entering the house, the first thing you notice is the white picket fence with fenced in yard and wood cedar shingle siding painted in 2022. As you enter the front door, the tall ceilings and new windows replaced in 2024 provide so much natural light that enhances the pine hardwood floors that were refinished in 2022. Hardwoods continue into both spacious bedrooms also with tall ceilings. The hallway with LVP added in 2022 takes you to the lower den and kitchen that has been freshly painted. Electrical was also updated in 2022. Extra perk: refrigerator, washer and dryer are staying. Off the kitchen you step onto the spacious deck added in 2022. The large back yard has covered parking and a metal building/workshop with electric and water. Just across the street is a park with walking track, playground and picnic tables. 10 Marshall Street has all the charm of an older home, but with so many upgrades. Ask listing agent for detailed list provided by owners.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $202,400 | $202,400 | $202,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,330 | $1,694 |
Total Monthly Payment | $1,465 | $1,465 | $1,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.