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Nestled in a secluded area on the Oxford/Naugatuck border, this stunning raised ranch sits on 1. 28 acres on a quiet cul-de-sac. The home features refinished hardwood floors throughout the upper level, complemented by new wall-to-wall carpeting on the lower level. The beautifully renovated kitchen boasts granite countertops and newer appliances. The main level offers three spacious bedrooms and two full baths, while the finished lower level provides even more potential. Currently featuring a family room, half bath, and bonus room ideal for a home office, this space also presents the opportunity to add a fourth and even a fifth bedroom. This energy-efficient home comes equipped with solar panels, a newer water softening system, and an invisible dog fence. Enjoy fantastic outdoor living with a newly built stone patio off the dining room-perfect for entertaining. With a large yard and an expansive driveway, this home is a must-see. Schedule your showing right away as this beauty will not last!
Type | Level |
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Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Family Room | Lower |
Living Room | Main |
Office | Lower |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $888 | $888 | $888 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,628 | $2,628 | $3,348 |
Total Monthly Payment | $3,591 | $3,591 | $4,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.