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Located in a country setting, yet just a short drive to access I-26 and other modern conveniences in nearby Spartanburg or Woodruff. This charming vintage 3 bedrooms and 2 bathrooms home is full of character. It was built in the 1940s. The property has approximately 2. 5 flat acres and has so much potential to be the perfect home or a potential commercial location at the corner of Highway 56 and 146for multiple access. There's no HOA or zoning restrictions. Imagine sitting on the front porch sipping on a favorite beverage while enjoying the view of the sunset in the distance and the neighbor's horses roaming in their pasture across the road. How wonderful would that be? While inside, the spacious living room with beam ceiling has an inviting stacked stone fireplace. The large spa bathroom featuring the oversized jetted tub with an inline heater and walk in shower is accessible by two bedrooms. The third bedroom is tucked behind the kitchen and has its own full bath. The kitchen is inviting and offers plenty of cabinets. The big window over the kitchen sink allows full view of the patio and covered carport. Many other wonderful features include the long gravel circle driveway, the expansive patio, spacious outbuilding with electricity for plenty of storage space, mini office, other storage building with running water, etc. There are two septic tanks that service the home, one for the waste and one for the dishwasher, and also a pit for the overflow. There is already a covered pool deck and electricity in place your new above ground pool. The new roof was installed in 2023, new HVAC in January 2025 and whole house rewired and replumbed in 1998. Worth noting, per the seller, the stones on the exterior for the fireplace were brought from the local Tyger River by cart and buggy in the early 1940s. Schedule a showing today to check out the property and consider this your new destination.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,839 | $2,344 |
Total Monthly Payment | $2,083 | $2,083 | $2,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.