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1 full acre in the New Preston area of Washington CT on quiet, bucolic Rabbit Hill Road! Cute cottage-style home built 1961 with 4 bedrooms, a small office, a large living room / kitchen combo, 1 full bathroom - 1376 heated square feet total. Like most cottages, this one has a crawl space, not a full basement. This home was once a single story 1 bedroom cottage; the 2nd story was added on but no dates on record. Heated with a freestanding propane stove in the living room, similar to a wood stove, no elec required - plug is for the blower which seller has never used. Propane tank and shed convey. This 2 story cottage needs a full cosmetic makeover: walls, ceilings, floors, bathroom and kitchen need updating. Some windows are newer vinyl, some are original. Well and septic have given seller/family no problems and they have always loved the delicious clean well water here. The septic is 750 gallons, probably from the days when the house was 1 story and only 1 bedroom. While small for a 4 bedroom house, it is sized for a 1-2 bedroom house and is at least not 350 gallons or 500 gallons used in older days. Lower ceilings: 7 feet on 1st floor and upstairs ceilings are 8. ' The 3 bedrooms and small office room upstairs have heat via grates for hot air to rise from the 1st floor: maybe renovate the layout and open the upstairs to the downstairs and make an airy, contemporary re-do? Unpaved driveway. Elec is updated, new hot water heater, roof 2015, vinyl siding in great shape. Taxes $2034 for 2024-2025. Bring your imagination and renovation ideas. It's livable as is, but dated cosmetically and in need of updating! The beautiful combination of quiet country living with the sophistication of all that Litchfield County offers will be at your fingertips. Seller and their family remark that it's a wildlife enthusiast's dream - all the flora and fauna and quietude you seek is here.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 11.6 x 11.5 | Upper |
Bedroom 2 | 11.3 x 7.5 | Upper |
Bedroom 3 | 11.6 x 11.5 | Upper |
Full Bath | 7.1 x 5.1 | Main |
Kitchen | 13.9 x 15.1 | Main |
Living Room | 11.4 x 23.7 | Main |
Office | 7.3 x 7.5 | Upper |
Primary Bedroom | 11.1 x 11.8 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,577 | $1,577 | $2,009 |
Total Monthly Payment | $1,822 | $1,822 | $2,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.