The quintessential home for buyers searching for a cozy Florida winter escape awaits within the walls of this charming residence, nestled on a quiet street in the heart of sunny Englewood. Designed with the concept of easy Florida living as paramount, this elegant and meticulously maintained house is just waiting for you to call it 'home. ' Upon entry, guests will appreciate its abundant natural light and a cheerful color palette that, when combined, create an eye-appealing, light-filled ambiance throughout the home. At the heart of this charming residence is a well-appointed, eat-in kitchen with abundant cabinetry, a large pantry closet to accommodate your food storage needs, and a breakfast bar for additional seating when needed. Sliders grace the living room and open to a spacious lanai--your private oasis, blurring the line between indoor and outdoor living, thus capturing the essence of laid-back Florida living. There is ample room to arrange furniture in conversation-friendly arrangements, encouraging guests to relax and enjoy the balmy Florida breezes. Just beyond is a fenced backyard, an ideal space for your furry friends. A convenient flex room is currently used as a dining room, but its location allows it to be used alternately as a convenient home office/den or a secondary living area. The Primary bedroom and its ensuite bath are a welcome respite after a sun-kissed day at Englewood Beach. The ensuite bath offers a relaxing Jacuzzi tub, a shower, and a large walk-in closet. The guest bedrooms were designed to accommodate guests in comfort and privacy. They share a guest bath with a handicap-accessible shower. Other notable improvements include a new metal roof, gutters, and fresh exterior paint. This home's tranquil and private setting is within a short drive of pristine Gulf beaches on Manasota Key. Another short drive will lead you to the lively and historic Dearborn Street to explore eclectic shopping venues, savor the local dining options, and enjoy productions at the new outdoor amphitheater. Residents and visitors regularly delight in fresh produce and unique offerings while visiting Dearborn Street's expansive farmer's markets. This home invites you to relax, unwind, and enjoy a vacation state of mind. Who knew that living this close to the beach could be this affordable? Call today to schedule a private showing, and prepare to be captivated by this friendly, dynamic community where every day is a vacation!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.276% |
Monthly Tax Payment | $211 | $211 | $211 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,860 | $2,361 |
Total Monthly Payment | $2,125 | $2,146 | $2,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.