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This 2-bedroom, 2-bathroom + Bonus Room/Sunroom home located in the very heart of Redington Shores presents a unique opportunity for coastal living at an incredible value. Recently affected by Hurricane Helene, the property experienced flooding, offering a blank canvas for those looking to create their dream home by the beach. ** REMEDIATION ACCOMPLISHED** ELECTRICAL COMPLETE***Great Investment Opportunity: ** FEMA certified to remodel or build your dream beach home instead. On an oversized corner lot with a beautiful circular driveway this home has amazing original TERRAZZO floors and the 2019 HVAC and tankless hot water heater are in good shape! The beautiful artistically designed bathrooms and granite kitchen countertops are in place and waiting for your personal touch. This home boasts Impact Windows and a hurricane anchored 11x7 Wally Watt seperate storage unit. Seller owned Solar Panels will provide you with LOW Electric Bills! Drywall, paint, cabinets and appliances and you're done!! This property is priced to reflect its current condition, making it an excellent chance for savvy buyers to develop a coastal retreat or rental property. Imagine enjoying life just minutes from the Gulf of Mexico. Whether you’re seeking a personal getaway or a smart investment, this home’s unbeatable location makes it a must-see. Don't miss out on this opportunity to own a beachside home and live the Florida coast dream at an incredible price! IMPORTANT PROPERTY DETAILS: For YOUR SAFETY ---- By APPOINTMENT ONLY, with your REALTOR. Please do not WALK THIS PROPERTY without a CONFIRMED APPOINTMENT. *** Cash Buyers only! NO wholesalers, assignable contracts, or subject-to offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,102 | $2,678 |
Total Monthly Payment | $2,512 | $2,512 | $3,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.