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Under contract-accepting backup offers. Turnkey Ready! Welcome to the friendly waterfront community of the Village of Holiday Lake! This charming 2-bedroom, 2-bathroom home offers 840 square feet of living space, including a screened-in lanai, making it ideal for year-round living or your winter getaway. This single-wide home offers great potential and is ready for a little updating to make it your own, providing a fantastic opportunity to personalize and increase its value. Step inside to discover a spacious Florida room filled with natural light, featuring an abundance of windows and updated luxury vinyl flooring that flows through parts of the home. The Florida room effortlessly transitions into a bright and airy living room with high ceilings. The cozy eat-in kitchen is well-equipped with ample cabinet and counter space, plus a built-in dining nook that opens to the living room—perfect for everyday living and entertaining. Sliding doors lead out to your screened-in lanai, which includes an attached storage shed with laundry hookups, complete with washer and dryer. The master bedroom features carpet flooring, built-in closet space, and drawers for added convenience. Double doors open into the en-suite bath, which includes a walk-in shower. On the opposite side of the home, the second bedroom offers a built-in desk, large closet, and plenty of storage, making it an excellent space for guests or family. The guest bath is conveniently located adjacent to guest bedroom. The expansive lanai is screened to let in the fresh air, providing the perfect spot to relax, entertain, or enjoy the outdoors. Additional outdoor living spaces include a back patio ideal for grilling and enjoying the lake views. The Village of Holiday Lake offers boat slips (for a fee) with access to Charlotte Harbor and the Gulf of Mexico through a lock system. Enjoy two beautiful pools with a BBQ area, plus a large recreation hall with a full kitchen, craft room, laundry facility, woodworking area, tennis courts, shuffleboard, and more. Golf carts are welcome! This community is perfect for a winter retreat, year-round living, or even as a rental property. With low HOA fees and no 55+ age restrictions, don’t miss out on this fantastic opportunity!
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Our Executive Mortgage Banker:
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$115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $92,000 | $92,000 | $92,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $604 | $604 | $770 |
Total Monthly Payment | $775 | $775 | $941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.